Terms of Service

1.1 Operator. PredictStrike ("Platform," "Service," or "we") is owned and operated by MoonDay Capital LLC, a limited liability company ("Company," "we," "us," or "our"). These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and MoonDay Capital LLC governing your access to and use of the Platform at predictstrike.com and any associated mobile applications, APIs, or services.

1.2 Acceptance. You accept these Terms by: (a) clicking any "I Agree," "Sign Up," or similar acceptance button; (b) creating an account; (c) submitting any prediction; or (d) accessing or browsing any portion of the Platform. If you are accepting on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

1.3 Age and Geographic Requirement. THE PLATFORM IS AVAILABLE EXCLUSIVELY TO LEGAL RESIDENTS OF THE UNITED STATES OF AMERICA WHO ARE AT LEAST EIGHTEEN (18) YEARS OF AGE. By accepting these Terms, you represent and warrant that: (a) you are a legal resident or citizen of the United States; (b) you are at least eighteen (18) years of age; and (c) you are physically located within the United States at the time of participation. We reserve the right to require proof of age, residency, and identity at any time and to immediately terminate accounts of users who misrepresent any of the foregoing. Participation by individuals outside the United States is strictly prohibited, regardless of citizenship status.

1.4 Updates to Terms. We reserve the right to amend these Terms, the Privacy Policy, the Cookie Policy, and the Official Contest Rules at any time in our sole discretion. Changes will take effect immediately upon being posted to the Platform. The "Last Updated" date at the top of each document will reflect the date of the most recent revision. IT IS YOUR RESPONSIBILITY TO REVIEW THE LEGAL DOCUMENTS POSTED AT predictstrike.com PERIODICALLY FOR CHANGES. WE ARE NOT OBLIGATED TO PROVIDE INDIVIDUAL NOTICE OF ANY CHANGES BY EMAIL OR OTHER DIRECT COMMUNICATION. Your continued use of the Platform following the posting of any changes constitutes your binding acceptance of those changes. If you do not agree to any updated Terms, you must immediately cease using the Platform and close your account.

2.1 Nature of Service. PredictStrike is a 100% free-to-play, skill-based prediction contest platform. The Platform currently features daily Bitcoin (BTC) price prediction contests and may, at Sponsor's discretion, expand to include additional contest types, formats, and competition structures, including but not limited to event-based prediction contests, most-profitable trader competitions, Bitcoin trader award programs, multi-asset prediction events, and other skill-based competitions. Users compete on leaderboards based on the accuracy or performance of their submissions. Top competitors may earn cash prizes as described in Section 7 and the Official Contest Rules. No deposit, wager, payment, or financial consideration is required or accepted to enter or participate in any contest. The available contest types, formats, rules, and prize structures may change at any time at our discretion.

2.2 Not Gambling. PredictStrike is a skill-based contest platform. It does not constitute gambling, wagering, sports betting, fantasy sports, or any other form of game of chance regulated under applicable state or federal gambling laws. Users do not risk any money, and outcomes are determined entirely by analytical skill and performance.

2.3 Beta Designation. The Platform may be designated as "Beta" during certain periods, indicating that features are under active development. During Beta, functionality may change, be added, or be removed without prior notice. Beta designation does not diminish the enforceability of these Terms.

3.1 Eligibility Requirements. To register for and use the Platform, you must: (a) be at least eighteen (18) years of age; (b) be a legal resident or citizen of the United States of America; (c) be physically located in the United States at the time of participation; (d) not be listed on any government-prohibited persons or sanctions list; (e) not be a current employee, officer, director, or immediate family member of MoonDay Capital LLC or any affiliated entity; and (f) not be prohibited from participating by any applicable federal, state, or local law or regulation.

3.2 Account Accuracy and Data Collection. You agree to provide accurate, current, complete, and truthful information during and after registration. At registration, we collect information including your legal name, display name, email address, phone number, and date of birth. As part of identity verification, fraud prevention, prize eligibility, or as otherwise required by law or Platform policy, we may additionally require your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), government-issued photo identification, proof of residential address, and such other personal or financial information as we determine necessary. You consent to providing any such information upon request as a condition of continued use of the Platform, participation in contests, or receipt of any prizes. We reserve the right to request additional verification information at any time, including before or after a contest win or withdrawal request, and in special circumstances at our sole discretion. You agree to promptly update all information to keep it accurate and complete. We reserve the right to suspend or terminate accounts containing false, incomplete, or misleading information.

3.3 One Account Per Person. Each individual may maintain only one (1) active account. The creation or operation of multiple accounts is strictly prohibited and constitutes grounds for immediate and permanent termination of all associated accounts and forfeiture of all Account Balances. We use technical, behavioral, and identity-verification measures to detect and enforce this requirement.

3.4 Account Security. You are solely responsible for maintaining the confidentiality of your account credentials, including any passwords or authentication tokens. You agree to notify us immediately at [email protected] upon becoming aware of any unauthorized access to or use of your account. We will not be liable for any losses arising from your failure to safeguard your credentials.

3.5 Account Suspension and Termination. We reserve the right, in our sole discretion, to suspend, restrict, or permanently terminate your account and access to the Platform at any time, with or without notice, for any reason, including but not limited to violation of these Terms, suspected fraud, suspected foul play, or inactivity. Upon termination, your right to use the Platform ceases immediately.

4.1 Prohibited Activities. You agree that you will not, directly or indirectly: (a) create, operate, or use more than one account; (b) use any bot, script, automation tool, artificial intelligence system, or other automated means to submit predictions, access the Platform, or gain any competitive advantage; (c) collude with other users or third parties to manipulate contest outcomes, leaderboard rankings, or prize distributions; (d) exploit, reverse engineer, decompile, disassemble, or attempt to derive the source code of any portion of the Platform; (e) submit predictions using insider information, market-moving non-public information, or any data obtained through improper means; (f) engage in any form of fraud, misrepresentation, or deceptive conduct; (g) use the Platform to transmit any malware, spyware, or other harmful code; (h) attempt to circumvent, disable, or interfere with any security, rate-limiting, authentication, or access-control feature of the Platform; (i) scrape, harvest, or collect any data from the Platform without our prior written consent; (j) use the Platform for any purpose that violates any applicable federal, state, local, or international law or regulation; (k) participate from outside the United States; or (l) facilitate or assist any third party in engaging in any of the foregoing activities.

4.2 Consequences of Prohibited Conduct. Violation of Section 4.1 may result, in our sole discretion, in: (a) immediate suspension or permanent termination of your account(s); (b) forfeiture of all Account Balances and pending prizes; (c) legal action for damages, injunctive relief, or other available remedies; and (d) reporting of conduct to relevant law enforcement or regulatory authorities. All determinations regarding violations are final and binding.

5.1 Ownership. The Platform and all of its content, features, functionality, design, software, algorithms, source code, trademarks, service marks, logos, trade names, and other intellectual property (collectively, "Company IP") are owned exclusively by MoonDay Capital LLC and are protected by the copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and applicable international treaties.

5.2 Limited License. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform solely for your personal, non-commercial use in accordance with these Terms. This license does not include the right to: (a) resell or make commercial use of the Platform; (b) copy, reproduce, modify, or create derivative works; (c) download or scrape any content; or (d) use any data mining, robots, or similar data gathering methods.

5.3 User Content. By submitting predictions, display names, or any other content to the Platform ("User Content"), you grant MoonDay Capital LLC a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, display, distribute, and create derivative works from such User Content in connection with operating and promoting the Platform. You represent and warrant that you own or have the necessary rights to grant this license.

5.4 Feedback. Any suggestions, ideas, enhancement requests, or feedback you provide regarding the Platform ("Feedback") shall become the sole property of MoonDay Capital LLC, and we may use such Feedback for any purpose without compensation or attribution to you.

6.1 Third-Party Data. The Platform relies on third-party market data sources, including the Binance BTC / USD public API, for price data used to determine contest results. We make no warranties regarding the accuracy, availability, or completeness of any third-party data. In the event of a data feed failure, outage, or material discrepancy, we reserve the right to cancel, delay, or reschedule any affected contest.

6.2 Third-Party Links. The Platform may contain links to third-party websites or services. These links are provided for convenience only and do not constitute our endorsement of those sites or services. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites.

6.3 Authentication Providers. If you register using a third-party authentication service (such as Google Sign-In or Apple Sign-In), your use of those services is governed by the terms and privacy policies of those providers. We are not responsible for any actions or omissions of third-party authentication providers.

7.1 Prize Structure. Contest prizes are awarded as set forth in the Official Contest Rules. The current prize structure is posted on the Platform. WE RESERVE THE RIGHT TO CHANGE, MODIFY, INCREASE, DECREASE, OR ELIMINATE PRIZE AMOUNTS, PRIZE TIERS, AND PRIZE STRUCTURES AT ANY TIME AND WITHOUT PRIOR NOTICE. Any changes to prize structure apply to contests that have not yet been published at the time of the change. Checking the Platform before entering each contest is the only reliable way to confirm the current prize structure.

7.2 Account Balance. All contest prizes are initially credited to your PredictStrike Account Balance ("Account Balance"). The Account Balance: (a) does not earn interest; (b) is non-transferable and may not be assigned, sold, gifted, or otherwise conveyed to any third party; (c) is not a deposit, bank account, or customer fund of any kind; (d) has no monetary value until a withdrawal request is submitted and approved following successful completion of identity verification (KYC); and (e) may be redeemed for cash or other approved payment methods as described in Section 7.3. ACCOUNT BALANCES THAT HAVE NOT BEEN WITHDRAWN WITHIN TWO (2) YEARS OF THE DATE ON WHICH THE PRIZE WAS CREDITED TO YOUR ACCOUNT SHALL BE DEEMED FORFEITED AND WILL BE RECLASSIFIED AS PLATFORM REVENUE, SUBJECT TO APPLICABLE UNCLAIMED PROPERTY LAWS. It is your responsibility to initiate withdrawal before the two-year forfeiture deadline. We are not required to notify you of an approaching forfeiture deadline.

7.3 Withdrawals. To request a withdrawal of your Account Balance, you must: (a) submit a completed withdrawal request through the Platform; (b) successfully complete identity verification (KYC) as described in Section 8; and (c) satisfy any additional verification requirements we may impose. Approved withdrawals may be disbursed via Zelle, ACH bank transfer, PayPal, or other methods we make available at our discretion. Payout processing times vary and are subject to the policies of the applicable payment network. We are not liable for delays attributable to third-party payment processors, financial institutions, or network failures.

7.4 Tax Obligations. You are solely responsible for all federal, state, and local income, excise, and other taxes applicable to any prizes you receive. We may withhold taxes or issue tax reporting documents (including IRS Form 1099 or W-2G) as required by applicable law. You agree to provide accurate tax information upon request.

7.5 Forfeiture. Prize entitlements and Account Balances are subject to forfeiture in the event of: (a) violation of these Terms or the Official Contest Rules; (b) failure to complete KYC within any applicable deadline; (c) account termination for cause; (d) expiration of the two-year claim window described in Section 7.2; or (e) as otherwise determined in our sole discretion.

8.1 KYC Requirement. Before any Account Balance may be withdrawn, you must successfully complete a Know Your Customer ("KYC") identity verification process. KYC verification may require you to provide: (a) government-issued photo identification; (b) proof of address; (c) date of birth; (d) Social Security Number or equivalent tax identification number; and/or (e) such other information as we or our third-party verification provider may require.

8.2 Right to Reverify. WE RESERVE THE RIGHT, AT ANY TIME AND IN OUR SOLE DISCRETION, TO REQUIRE ANY USER TO UNDERGO ADDITIONAL OR REPEAT IDENTITY VERIFICATION ("REVERIFICATION"). Reverification may be triggered by, but is not limited to: (a) suspected fraudulent activity or account compromise; (b) suspected foul play, multi-accounting, or manipulation of contest outcomes; (c) suspicious prediction patterns; (d) changes in account information; (e) withdrawal requests; (f) extended periods of inactivity; (g) regulatory or compliance requirements; or (h) any other circumstance we deem appropriate. Failure or refusal to complete Reverification when requested may result in suspension of access to the Platform, withholding of Account Balance withdrawals, and/or permanent account termination. Reverification is not limited to one occurrence; we may require Reverification randomly, periodically, or as frequently as we determine necessary.

8.3 Third-Party Verification. KYC and Reverification may be conducted by a third-party identity verification provider. By submitting KYC information, you consent to the collection, processing, and retention of your personal information by such provider in accordance with its privacy policy.

8.4 Right to Deny. We reserve the right to deny KYC or Reverification approval and withhold withdrawals if: (a) you fail to provide required documentation; (b) information provided is inconsistent or cannot be verified; (c) we have reasonable grounds to suspect fraud, money laundering, foul play, or other illegal or prohibited activity; or (d) as otherwise required by applicable law.

8.5 Failure to Complete KYC. Failure to complete KYC prevents withdrawal until verification is completed. If a user abandons KYC or is permanently denied, we reserve the right, after a period of not less than twelve (12) months of inactivity, to reclassify forfeited balances as platform revenue in accordance with applicable unclaimed property laws.

9.1 AS-IS Basis. THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MOONDAY CAPITAL LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: (A) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT; (B) WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) WARRANTIES AS TO THE ACCURACY OR RELIABILITY OF ANY MARKET DATA, PREDICTION RESULTS, OR OTHER INFORMATION PROVIDED THROUGH THE PLATFORM; AND (D) WARRANTIES THAT DEFECTS WILL BE CORRECTED.

9.2 No Investment Advice. Nothing on the Platform constitutes financial, investment, trading, or other professional advice. Predictions submitted on the Platform are for entertainment and contest purposes only and should not be relied upon for any investment or financial decision.

10.1 Exclusion of Consequential Damages. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MOONDAY CAPITAL LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO: LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR COST OF SUBSTITUTE SERVICES, WHETHER ARISING FROM CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10.2 Cap on Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF MOONDAY CAPITAL LLC TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT OF PRIZES ACTUALLY PAID TO YOU BY MOONDAY CAPITAL LLC IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

10.3 Essential Basis. THE PARTIES ACKNOWLEDGE THAT THE LIMITATIONS OF LIABILITY IN THIS SECTION REFLECT A REASONABLE ALLOCATION OF RISK AND ARE AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. THE PLATFORM WOULD NOT BE OFFERED WITHOUT THESE LIMITATIONS.

11.1 You agree to indemnify, defend, and hold harmless MoonDay Capital LLC and its members, managers, officers, employees, agents, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of or access to the Platform; (b) your violation of these Terms or the Official Contest Rules; (c) your violation of any applicable law or regulation; (d) your User Content; or (e) any claim by a third party arising from your conduct on the Platform. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with us in asserting any available defenses.

12.1 Informal Resolution. Before filing any formal legal proceeding, you agree to first contact us at [email protected] and provide a written description of the dispute. Both parties agree to attempt to resolve the dispute informally for a period of thirty (30) days before initiating arbitration.

12.2 Binding Arbitration. PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. Except as set forth in Section 12.5, any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or your use thereof ("Dispute") shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in a court. The arbitration shall be conducted on an individual basis and shall not be consolidated with any other arbitration proceeding.

12.3 Location and Procedures. Arbitration may be conducted in-person, by telephone, or by written submissions, as determined by the arbitrator. The arbitrator shall have authority to award any remedy available at law or in equity, subject to the limitations in Section 10.

12.4 Class Action Waiver. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST MOONDAY CAPITAL LLC. ALL DISPUTES MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY.

12.5 Exceptions to Arbitration. Either party may seek emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights or other irreparable harm.

12.6 Governing Law. These Terms, and all Disputes arising hereunder, shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of laws provisions. The parties consent to personal jurisdiction in the state and federal courts located in Connecticut for any dispute not subject to arbitration.

13.1 Entire Agreement. These Terms, together with the Official Contest Rules, Privacy Policy, and Cookie Policy, constitute the entire agreement between you and MoonDay Capital LLC with respect to the Platform and supersede all prior or contemporaneous understandings, agreements, representations, or warranties.

13.2 Severability. If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

13.3 Waiver. No failure or delay by MoonDay Capital LLC in exercising any right, power, or remedy shall operate as a waiver thereof. No waiver shall be effective unless made in writing and signed by an authorized representative of MoonDay Capital LLC.

13.4 Assignment. You may not assign or transfer these Terms or any of your rights hereunder without our prior written consent. We may freely assign these Terms, in whole or in part, without restriction.

13.5 Notices. All notices to us shall be sent to [email protected]. Notices from us to you will be delivered through in-Platform notifications or via the email address associated with your account. It is your responsibility to maintain a current and valid email address on your account.

13.6 Contact. Questions regarding these Terms should be directed to: MoonDay Capital LLC · [email protected]